Coconut Banana Bread with Chocolate Chips
Are you ready to indulge in a slice of paradise? This Coconut Banana Bread with Chocolate Chips is the perfect blend of tropical flavors and comforting sweetness. With the natural sweetness from very ripe bananas and the delightful addition of shredded coconut and chocolate chips, this bread is a treat you won’t want to miss. Whether it’s for breakfast, a snack, or dessert, this recipe is sure to become a favorite in your home. Let’s dive into the details of this scrumptious bread that brings a taste of the tropics right to your kitchen.
Why It Deserves a Spot
Coconut Banana Bread with Chocolate Chips isn’t just another banana bread; it’s a delightful twist that elevates an already beloved classic. The nuttiness of the coconut pairs beautifully with the sweetness of the bananas, while the chocolate chips add an indulgent touch that will have you coming back for more. Plus, it’s incredibly easy to make, requiring only one bowl and minimal ingredients. This means less time cleaning up and more time enjoying a warm slice straight from the oven!
Ingredient Breakdown
To create this heavenly Coconut Banana Bread with Chocolate Chips, you’ll need the following ingredients:
- 3 very ripe bananas – About 1 1/2 cups when mashed. The riper, the better!
- 1 large egg – Room temperature is best for blending smoothly.
- 1 1/2 cups all-purpose flour – For the perfect texture.
- 1/3 cup brown sugar – Adds a deeper sweetness with a hint of molasses.
- 1 teaspoon baking soda – Helps the bread rise beautifully.
- 1 teaspoon vanilla extract – For that delightful aromatic flavor.
- 1 1/3 cups shredded coconut – Divided; half will be mixed in and half for topping.
- 1 cup chocolate chips – Semi-sweet or dark, your choice!
- 1/2 teaspoon sea salt – Enhances all the flavors.
- 1/4 cup melted butter – Slightly cooled before mixing in.
Gear Up: What to Grab
Before you start baking, gather these essential tools:
- Mixing bowl – A large bowl to combine all the ingredients.
- Measuring cups and spoons – Accurate measurements are key to success.
- Whisk – For mixing the wet and dry ingredients smoothly.
- Rubber spatula – Perfect for folding in the chocolate chips and coconut.
- Loaf pan – A standard size (9×5 inches) works great.
- Cooling rack – To let the bread cool properly after baking.
Stepwise Method: Coconut Banana Bread with Chocolate Chips

Step 1: Preheat the Oven
Preheat your oven to 350°F (175°C). This ensures your Coconut Banana Bread with Chocolate Chips bakes evenly.
Step 2: Prepare the Bananas
In a mixing bowl, mash the very ripe bananas with a fork until smooth. You want about 1 1/2 cups of mashed bananas.
Step 3: Mix Wet Ingredients
Add the melted butter to the mashed bananas and mix well. Then, add the egg, brown sugar, and vanilla extract. Whisk until fully combined.
Step 4: Combine Dry Ingredients
In a separate bowl, whisk together the flour, baking soda, and sea salt. Gradually add the dry ingredients to the wet mixture, stirring gently until just combined.
Step 5: Fold in Coconut and Chocolate Chips
Gently fold in 1 cup of shredded coconut and the chocolate chips into the batter. Be careful not to overmix.
Step 6: Prepare the Loaf Pan
Grease your loaf pan with a bit of butter or cooking spray. Pour the batter into the pan and smooth the top.
Step 7: Add Toppings
Sprinkle the remaining 1/3 cup of shredded coconut on top of the batter for a beautiful finish.
Step 8: Bake
Place the loaf pan in the preheated oven and bake for 55-60 minutes, or until a toothpick inserted in the center comes out clean.
Step 9: Cool and Enjoy
Once baked, remove the bread from the oven and let it cool in the pan for about 10 minutes. Then transfer it to a cooling rack to cool completely before slicing.
Health-Conscious Tweaks

If you’re looking to make this Coconut Banana Bread with Chocolate Chips a bit healthier, consider these options:
- Use whole wheat flour instead of all-purpose flour for added fiber.
- Replace half of the butter with unsweetened applesauce for a lower fat option.
- Reduce the sugar by half if you prefer a less sweet bread, especially if your bananas are very ripe.
- Opt for dark chocolate chips for a richer flavor and added antioxidants.
Common Errors (and Fixes)
Creating the perfect Coconut Banana Bread with Chocolate Chips can be a breeze, but here are some common pitfalls to avoid:
- Using underripe bananas: Ensure your bananas are very ripe for the best sweetness and flavor.
- Overmixing the batter: Mix until just combined to avoid a dense texture.
- Baking too long: Keep an eye on your bread in the last few minutes to prevent overbaking. Every oven is different!
- Not letting it cool: Resist the urge to slice too soon; let it cool for the best texture.
Make-Ahead & Storage
This Coconut Banana Bread with Chocolate Chips is perfect for make-ahead baking. Here’s how to store it:
- At room temperature: Store in an airtight container for up to 3 days.
- In the refrigerator: Keeps well for up to a week. Just remember to bring it back to room temperature before serving.
- Freezing: Wrap slices or the whole loaf tightly in plastic wrap and then foil, and freeze for up to 3 months. Thaw at room temperature or in the microwave.
Questions People Ask
Can I use frozen bananas for this recipe?
Absolutely! Just thaw them completely and drain any excess liquid before mashing. Frozen, very ripe bananas work wonderfully in this recipe.
Can I substitute coconut flour for all-purpose flour?
Coconut flour is much more absorbent than all-purpose flour, so if you wish to use it, you’ll need to adjust the liquid content and use less coconut flour. It’s better to stick with all-purpose flour for this recipe for best results.
How do I know when the bread is done baking?
When the bread is done, a toothpick inserted in the center should come out clean or with just a few moist crumbs. If it comes out wet, continue baking for a few more minutes.
Can I add nuts to this recipe?
Definitely! Chopped walnuts or pecans would add a delicious crunch. Just fold them in along with the chocolate chips and coconut.
Our Most-Loved Recipes
If you’re a fan of delightful baked goods, you won’t want to miss these favorites:
- Classic Chocolate Chip Cookies
- Lemon Poppy Seed Muffins
- Pumpkin Spice Bread
- Zucchini Bread with Walnuts
Final Thoughts
Baking is not just about creating delicious treats; it’s an experience that brings joy and warmth to our homes. This Coconut Banana Bread with Chocolate Chips is a beautiful way to use up those overripe bananas while indulging your sweet tooth. With its moist texture, rich chocolate, and the tropical flair of coconut, it’s sure to become a staple in your baking repertoire.
So the next time you find yourself with a few very ripe bananas, remember this recipe and treat yourself to a slice of this delightful bread. Enjoy it fresh out of the oven or toasted with a pat of butter for an extra special treat. Happy baking!

Coconut Banana Bread with Chocolate Chips
Ingredients
- 3 very ripe bananas about 1 1/2 cups when mashed
- 1 large egg room temperature
- 1.5 cups all-purpose flour
- 1/3 cup brown sugar
- 1 teaspoon baking soda
- 1 teaspoon vanilla extract
- 1.33 cups shredded coconut divided; half mixed in, half for topping
- 1 cup chocolate chips semi-sweet or dark
- 1/2 teaspoon sea salt
- 1/4 cup melted butter slightly cooled
Instructions
- Preheat your oven to 350°F (175°C). This ensures your Coconut Banana Bread with Chocolate Chips bakes evenly.
- In a mixing bowl, mash the very ripe bananas with a fork until smooth. You want about 1 1/2 cups of mashed bananas.
- Add the melted butter to the mashed bananas and mix well. Then, add the egg, brown sugar, and vanilla extract. Whisk until fully combined.
- In a separate bowl, whisk together the flour, baking soda, and sea salt. Gradually add the dry ingredients to the wet mixture, stirring gently until just combined.
- Gently fold in 1 cup of shredded coconut and the chocolate chips into the batter. Be careful not to overmix.
- Grease your loaf pan with a bit of butter or cooking spray. Pour the batter into the pan and smooth the top.
- Sprinkle the remaining 1/3 cup of shredded coconut on top of the batter for a beautiful finish.
- Place the loaf pan in the preheated oven and bake for 55-60 minutes, or until a toothpick inserted in the center comes out clean.
- Once baked, remove the bread from the oven and let it cool in the pan for about 10 minutes. Then transfer it to a cooling rack to cool completely before slicing.
Equipment
- Mixing Bowl
- Measuring Cups and Spoons
- Whisk
- Rubber spatula
- Loaf Pan
- Cooling Rack
Notes
- Use very ripe bananas for the best natural sweetness and moist texture.
- Do not overmix the batter to avoid dense bread.
- Store bread in an airtight container at room temperature for up to 3 days or freeze for longer storage.

