Set the pressure cooker to Sauté and heat 1 teaspoon extra virgin olive oil until shimmering.
Add 1 pound lean ground beef (or turkey/chicken) and cook, breaking up the meat, until fully browned; drain excess grease if needed.
Stir in 1 teaspoon ground cumin and 1 cup salsa into the browned meat; mix to combine, then remove the meat mixture from the inner pot and set aside.
Add 2 cups cold water to the inner pot and scrape up any browned bits, then place the trivet over the water.
Optional: To avoid soggy tortillas, brush or spray tortillas with oil and broil 2–3 minutes per side until toasted.
Spray a 6- or 7-inch heat-safe cake pan with nonstick spray. Layer the lasagna in the pan: place one tortilla, spread half the refried beans, sprinkle some cheddar, then top with a tortilla.
Add half the reserved meat mixture, sprinkle with cheddar, and top with another tortilla. Repeat using the remaining refried beans and meat, finishing with a final tortilla, 1 cup salsa spread over the top, and the remaining shredded cheddar.
Cover the assembled pan loosely with foil, place it on the trivet in the inner pot, secure the lid, and set to High pressure for 10 minutes.
When cooking ends, allow a natural pressure release for at least 10 minutes, then carefully remove the pan from the Instant Pot and remove the foil.
Let the lasagna rest for about 10 minutes, then slice and serve with desired toppings.